Manufacturing Equipment Financing in Chambersburg, PA: A Used Press Brake, a Forklift and Packaging Stock

A press brake bends sheet and plate to a set angle, and a fabricator without one may send its bending work out. In an invented case, a Chambersburg, PA fabrication shop finds a used hydraulic press brake at a machinery dealer, with its back gauge and a set of tooling, for $38,600.

On equipment financing at an invented 9.65% annual rate over 48 months, the invented $38,600 machine costs $972.52 a month; the 48 payments total $46,680.96, so the invented interest is $8,080.96.

The electrical hookup and any floor anchoring are property work outside this site, and the rigging charge to set the machine in place is paid apart from the request.

A partner may ask for the dealer's quote with the serial number and year, and for photos or a video of the machine running under power.

A forklift that moves pallets from the dock to the line works every shift. In an invented case, a Franklin County, PA food maker buys a used sit-down forklift from a dealer for $18,250.

• Mast, chains and forks for wear, cracks and bends
• Hydraulic hoses and cylinders for leaks
• Tires, brakes, steering, horn and lights
• Hour meter reading and the dealer's service records

As a term loan at an invented 10.7% annual rate over 36 months, the invented $18,250 forklift costs $594.89 a month, and the 36 payments total $21,416.04, so the invented interest comes to $3,166.04.

Operator training is the plant's own cost and stays outside the request.

Cartons, film and printed labels are bought in bulk and used up as product ships. In an invented case, a Chambersburg, PA food maker orders about four months of printed cartons, shrink film and labels for $14,900.

Through inventory financing at an invented 13.85% annual rate over four months, the invented order costs $3,833.10 a month; the four payments total $15,332.40, and the invented interest is $432.40.

A partner may look at the supplier's invoice and how long the stock takes to use up, and it decides whether the stock itself secures the funding.

Manufacturing had the second-largest workforce of any sector in Franklin County, PA in 2023: 8,637 paid employees across 195 employer establishments (County Business Patterns). Of those establishments, 29.7% had fewer than five employees, against 47.8% for every employer establishment in the county.

The table shows three of the sector's industries, among others; together they hold 70 of the 195 establishments.

In the 2023 ZIP Code Business Patterns file, 47 manufacturing employer establishments carry a ZIP 17201 address; at 21.3% of them the staff was under five.

Makers working without employees are counted in Nonemployer Statistics, which listed 259 manufacturing businesses in Franklin County, PA for 2024.

• The dealer's quote: make, model, year, serial number and any tooling included
• The plant's bank statements for recent months and its last filed tax return
• Any loans or leases on the plant's other machines
• The hookup and rigging quotes, kept separate from the machine price

A partner may set the term by the machine's age and expected working life, and each partner decides on its own. Other trades are on the industries page; ZIP 17201 counts for other sectors are on the Chambersburg, PA page.

Plant buildings, land and any work on the building's power or structure are property work outside this site, and so is funding for a maker that has not yet shipped its first product.